Terms & Conditions of Use

Helping you enjoy a more fulfilling life is just one way that your Employee Assistance Program serves its members. As part of that effort your Employee Assistance Program makes this web site through an external partnership with Life Advantages LLC ("Life Advantages"). This site features thousands of articles and interactive tools covering all of the major life areas including balance life, financial, health, legal, mental health, and training.

We want you to make informed decisions about visiting the site. The information provided here is intended for adults.

By using this web site or any web site owned or maintained by Life Advantages or its subsidiaries you agree to abide by the following Terms of Use.

USE OF MATERIAL

The contents of the web site are protected by copyright. Unauthorized use may violate copyright, trademark, and other laws. Life Advantages authorizes you to view and download material on the web site solely for your own use. You must keep all copyright and other proprietary notices on any copies you make. You may not sell or modify the material or otherwise use it for any public or commercial purpose.

You will not use this web site, in violation of any laws. Any advertisement, links with other web sites, co-hosts or references to third parties are not endorsements of such third parties' products or services and are not intended to result in any referrals or compensation to you or Life Advantages.

USE OF INFORMATION AND RESOURCES

Life Advantages makes this site available for the sole purposes of providing general educational information on life issues. This site and its related information and resources are not intended to be a substitute for professional diagnosis or advice. Nothing in this site is intended to be used for medical diagnosis, or legal opinion or financial advice. You should not disregard professional guidance, or delay seeking advice, because of something you read in this site.

This site and its health-related information and resources are not intended, and must not be taken, to be the rendering of medical, nursing, or professional health care advice or services, or the practice of medicine, nursing, or professional health care, in any jurisdiction.

Phone numbers (personal information) collected for SMS consent will not be shared with third parties or affiliates for any purposes.

Linking to Other Sites

From time to time Life Advantages or your Employee Assistance Program will provide links to other web sites, not owned or controlled by Life Advantages. We do this because we think this information might be of interest or use to you or where, as a member, we can provide you with value added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. A link to a non-Life Advantages web site does not constitute or imply endorsement by Life Advantages. Life Advantages receives no financial compensation for providing these links. Additionally, we cannot guarantee the quality or accuracy of information presented on non-Life Advantages web sites. We encourage you to review the privacy practices of any web site you visit.

APPROPRIATENESS OF CONTENT

This web site is not intended to attract children under the age of 13. Some of the content on this web site may not be appropriate for children. Parent or guardians are solely responsible for providing supervision of minors' use of the Life Advantages web site.

YOUR SUBMISSIONS

Generally, communications which you post to the web site are not confidential. If particular web pages permit the submission of communications which will be treated by Life Advantages as confidential, that fact will be stated on those pages. You are responsible for your own communications and the consequences of such posting.

You may not:

communicate material that is copyrighted, without permission of the copyright owner;
communicate material that reveals trade secrets, unless you have permission of the owner;
communicate material that infringes on any other intellectual property rights of others or on the privacy or publicity rights of others;
communicate material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any person or entity;
communicate a sexually-explicit image;
communicate chain letters or pyramid schemes;
impersonate another person; or
violate the Children's On Line Privacy Protection Act.

Life Advantages does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users or endorse any opinions expressed by other users. Any reliance on material posted by others is at your own risk.

LIABILITY

The web site may contain inaccuracies or typographical errors. Life Advantages and your Employer Assistance Program make no representations about the accuracy, reliability, completeness, or timeliness of the material. The use of the web site and the material is at your own risk. Changes are periodically made to the web site and may be made at any time.

LIFE ADVANTAGES DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THE WEB SITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS. THE WEB SITE AND MATERIAL ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND.

In no event shall Life Advantages or your Employee Assistance Program be liable for any damages whatsoever (including, without limitation, special, indirect, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the web site or any delays, errors, malfunctions, compatibility problems or breakdowns with respect to the web site and the Material, whether based on warranty, contract, tort or any other legal theory and whether or not Life Advantages or your Employee Assistance Program is advised of the possibility of such damages.

LIMITATIONS

Any description of Life Advantages products and services contained in the web site are not offers to sell or solicitations for any product or service. Life Advantages is not licensed to sell products and services in all states. The descriptions of products and services contained on the web site are offered as a convenience and do not contain all of the terms, conditions, limitations and exclusions that may be applicable.

TERMINATION

Life Advantages or your Employee Assistance Program may terminate or limit your access or usage of the web site and the material at any time without notice.

Changes to this terms of use statement

The foregoing "Terms of Use" Statement is effective as of August 16, 2006. Life Advantages may change this statement from time to time without notice. This statement is not intended to and does not create any contractual or other legal right in or on behalf of any party.

Use of the ®Life Advantages LLC web sites constitutes your agreement with our Terms of Use.

Last reviewed 9/11/19

Last updated 9/11/19